Introducing Jodianne Mentus, a seasoned Mortgage Loan Officer from Universal Lending. With a robust background in the banking sector, Jodianne's expertise spans Loan Servicing, Customer Service, Mortgage Servicing, Sales, and Credit Analysis. Her strong financial acumen is backed by an academic foundation in Criminal Justice and Corrections, with a minor in Finance and Psychology from the State University of New York at Plattsburgh.
Jodianne is an exceptional Loan Officer, renowned for her innovative and consultative approach to home lending. Our collaboration on numerous contracts has allowed me to witness her unwavering commitment to honesty, hard work, and professionalism. She consistently upholds her fiduciary duties and meets deadlines, ensuring a seamless and efficient lending process. Her expertise and dedication make her an invaluable asset in the realm of home financing.
Ask her about how she can help you including the following options //
Metro DPA - Down Payment Metro Assistance Program
1 % Conventional Down Payment Assistance Program
CONTACT INFO //
Jodianne Mentus
Sr. Loan Officer
Direct: (303) 759-7340 | Cell: (303) 717-3682
Read through Jodianne's Do's and Don'ts for getting your mortgage and having a successful home buying processes.
• DO — Keep originals and all pages of pay-stubs, bank statements and other important financial documentation. Universal Lending Corporation is required to update any documents that are more than 90 days old prior to the closing of your mortgage loan. (This is required even if your loan is approved.)
• DO — Provide all documentation for the sale of your current home, including sales contract, closing statement, employer relocation/buy-out program if applicable.
• DO — Notify your Loan Officer if you plan to receive gift funds for closing costs.
• DO — Notify your Loan Officer of any employment changes such as change of employer, recent raise/ promotion, transfer, change of pay status (for example salary to commission).
• DO — Make timely payment on all current debt obligations , including any current mortgage or rent, car, student loan, or credit cards.
• DON’T — Change jobs/employer without inquiring about the impact this change might have on the approval of your loan.
• DON’T — Make major purchases during or prior to closing, such as a new car, furniture, appliances, etc. as this may impact your qualification ratios.
• DON’T — Obtain and/or deposit unusually large sums of money without notifying your Loan Officer. Many loan guidelines require full documentation as to the source of these funds.
• DON’T — Close or open or transfer any asset accounts without asking your Loan Officer about the proper documentation required for your loan file, e.g. transferring retirement funds or funds from the sale of stocks into your checking or savings account.
• DON’T — Open or increase any liabilities, including credit cards, signature loans or other credit lines during the loan process as it may impact your qualifying ratios.
Details // License: CO:100050227 FL:L057395 WY:105353 | NMLS: 1099452
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