Unlock Your Dream Home in Boulder: First-Time Homebuyer Program with $15,000 Assistance
Are you ready to make your dream of owning a home in Boulder, Colorado, a reality? We know that the homebuying process can be daunting, especially for first-time buyers. That's why I am excited to have partner like Philip Zaijicek, a local mortgage expert, to bring you an incredible opportunity—a first-time homebuyer program that offers up to $15,000 in down payment assistance, with no strings attached.
Why First-Time Homebuyers Should Act Now in Boulder
The Boulder real estate market is competitive, and finding the right financing is key to getting your foot in the door. With this unique lending program, you could qualify for significant financial assistance that can make homeownership more affordable and accessible. Let’s dive into the benefits that make this program stand out:
$15,000 Silent Second Mortgage: This is a second mortgage with no monthly payments. The funds can be used for your down payment and closing costs, helping to reduce your upfront expenses.
3% of Purchase Price: Get assistance for up to 3% of your home’s purchase price, with a maximum of $15,000.
No Impact on Your Mortgage Rate: Enjoy market-rate first mortgages, so you won’t be penalized with higher interest rates.
0% Down on Homes up to $500,000: Imagine owning a home in Boulder with zero down payment—it’s possible!
Max Loan Amount of $766,550: Buy a home up to $806,500 with only a 5% down payment, and $15,000 in assistance can come from the second mortgage.
No Income Limits for First-Time Buyers: Unlike many assistance programs, there are no income caps for first-time homebuyers. Even if you’ve owned a home before, as long as one buyer in your household is a first-time buyer, you may still qualify.
Flexible Refinance Options: If rates drop, you can refinance quickly—this second mortgage can either be paid off or subordinated to the new loan, depending on equity.
Minimum Credit Score of 620: This program is accessible with a credit score of 620 for qualified buyers, or 700 for first-time buyers without income qualification.
What Is a First-Time Homebuyer?
You may wonder if you qualify as a first-time buyer. Here’s the good news: If at least one of the buyers is purchasing their first home, even if the other has owned property before, you can still be eligible for this program.
Why Work with a Local Expert?
Navigating the homebuying process can be overwhelming. With Boulder’s competitive market, you need a team that’s knowledgeable and responsive. That’s where Philip Zaijicek and I come in. Together, we’ll help you find your dream home and secure financing that’s tailored to your unique needs.
Take the Next Step Toward Homeownership Today
Ready to explore your options? Don’t miss out on this incredible opportunity to receive $15,000 in assistance and make your homeownership dreams come true in the next 12 months.
Contact me today to schedule a consultation and I can put you in touch with Philip.
Let’s turn your dream into a reality!
Kelly McCallister, Realtor // Kelly.McCallister@8z.com // 303-517-5524 // buy. sell. invest.
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